01/18/2022By: Jeff Encke Historic inflation and other contributing trends have been driving up costs related to the repair and replacement of homes and vehicles – and these higher costs are forcing carriers to raise home and auto premiums. We want to make sure you understand the factors behind these premium increases so you can explain… read more
Warren Reed Insurance - Since 1947
Blog Category: Home Insurance
Did Farmers Buy MetLife?
If you are one of our many clients insured with MetLife, you may have recently seen communication from the carrier that MetLife was purchased by Farmers Insurance. This type of acquisition is not unusual in the insurance industry and should have absolutely no disruption to you or the level of service you have come to… read more
Do I Need an Umbrella
If you’re asking yourself this question, it’s a good indication that you need an umbrella. Umbrellas provide an additional limit of liability over and above your current insurance policies, usually in increments of a million. Now keep in mind that this is *liability* insurance coverage, not property coverage. Umbrellas protect you and your assets from… read more
How Much Should I Insure My Home For?
Not sure how much insurance you need on your home? Our team uses industry leading technology to help determine the right amount of coverage for you. Our tools use zip code specific reconstruction costs that provide an exact figure on how much it would cost to rebuild your home? And just to play it safe,… read more
Harvey damage illustrates need for disaster preparedness: Study
Hurricane Harvey served as a stark wake-up call about the need to enhance flood resilience, including limiting or preventing federal insurance coverage of new properties in flood zones, according to a study released Thursday. Harvey made landfall near Rockport, Texas, on Aug. 25, 2017, as a Category 4 storm and dropped more than 40 inches… read more
