Warren Reed Insurance - Since 1947


Here you will find general information about the products we offer. Included is a brief summary of the most common types of insurance we offer. If you do not see the coverage you are looking for, we more than likely still offer it. Contact us here and we will answer any questions you have.


Additionally, we have partnerships with a variety of the insurance industry’s most respected companies. We also have access to an almost unlimited number of specialty markets. Click here to view some of the top companies we partner with. 



Homeowners insurance not only covers your home and possessions, it provides protection in case someone is injured due to your negligence. We provide coverage for all types of homes; from the first time home buyer to multi-million dollar estates. We can help you through the maze of options and help you choose the plan that fits your needs.



We offer numerous “A” rated carriers to cover your personal autos. From a single auto to a fleet of expensive autos, we have a market to cover you. We also have the ability to package your auto policy with your homeowners policy and save you money.


Recreational Vehicle:

Northern Nevada is a wonderful place to enjoy the outdoors. Many people take advantage of the numerous activities available to them. Camping, trail riding, snowmobiling, and boating are just some of the activities enjoyed by the people of Northern Nevada. We can help you by insuring your recreational vehicles.


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We offer numerous programs, both traditional package and business owner, that can be tailored to your business insurance needs. Our company offers high property limits, broad coverage and a wide choice of optional coverages and deductibles. Premiums in this area right now are very competitive



This coverage has become a hot topic, particularly for the construction industry. Due to the proliferation of construction defect claims and class action suits, availability has become constricted and premiums have skyrocketed. However, we have access to the best available markets, both traditional companies and risk retention groups. We can make sure that your coverage is consistent with present-day requirements.


Workers Compensation:

This is an area of coverage where the policyholder can have a direct effect on the premium. Through loss control programs to help obtain favorable experience modifications to the availability of dividend plans, we can assist you in lowering the net cost of this mandatory coverage.


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Farm & Ranch

When people outside of Nevada are asked to describe Nevada, farms and ranches are not the first things to come to mind. However, those of us who live here know that Northern Nevada has a thriving farm and ranch industry. From cash crops, to cattle ranches to dairy farms, Northern Nevada has a wide array of agricultural assets. We have markets to cover risks ranging from the family farm to large ranches.


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Life, Health & Benefits

Individual Health:

With the rising cost of health care and the ever-present threat of an accident or sickness, health insurance is a must. Preventive health care is the best means to a long and healthy life. Health insurance can provide coverage to lower the cost of preventive health care. It also covers the cost of preventative maintenance. We can help you choose a plan that is tailored to fit your specific need.


Individual Life:

Buying life insurance is one of the best ways to protect your family from financial hardships. Most people don’t realize the importance that adequate life insurance coverage plays in a family’s financial well-being. Did you know that life insurance can:

  • Clear financial obligations in case of death
  • Ensure that mortgage payments are met
  • Guarantee a fixed income for a surviving parent with young children
  • Fund a business buy-sell agreement


Medicare Supplements:

A Medicare Supplement can help pay for some of your costs in the Original Medicare Program and for some costs it doesn’t cover. Out-of-pocket expenses like these can be costly. Depending on your financial situation, you should consider Medicare Supplement Insurance, sometimes called Medigap insurance.

Long-Term Care:

Long-term care is the assistance provided when a person is no longer able to provide for him or herself as the result of disability or a prolonged illness. It ranges from providing personal care at home, such as bathing and dressing, to skilled nursing services in a nursing home. The cost of long-term care can be expensive. A long-term care insurance policy can help protect your assets and allow you to remain financially and socially independent. Long-term care insurance can help secure not only your financial future but also that of your family.


Group Life, Health & Disability:

Providing good health insurance benefits has become an excellent way to acquire and keep valuable employees. Businesses without adequate group health insurance will not be competitive in marketing high skilled workers. We limit our focus to only the top health insurance companies and health plans in the state. In addition, we offer help in resolving any administrative or claims problems that you may experience with your health insurance company


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Warren Reed Insurance is a well-established family-owned business operating in the Carson Valley, Douglas County and surrounding areas.

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